You've perhaps heard
the credo of one longtime clothing retailer that an educated consumer is their best customer. Or, as marketers tell
me, "Research, research, research."
For most of us, our home is the most significant and personal financial transaction of our
lives. The last thing you need is pressure or spin. Heck, you've seen where that's gotten some politicians in
the past several years. We believe in straight talk here. We also believe in using and providing you with every tool
you need to make informed decisions. You'll find many of those tools throughout the site...and on this page.
Take time to print and read the articles.
You'll need Adobe® Reader®. If you don't have it, you can do a simple free download here.
The mortgage calculator is only the most basic tool to give you a general feel for costs. The
limitation of this tool is that it doesn't figure other items you'll have in your monthly payment: property
taxes, property insurance, flood insurance and - of particular importance in Florida - windstorm insurance. Those costs
can easily double or even triple the mortgage calculator's estimate. Unless you're contemplating
a total cash transaction - don't we all wish? - your mortgage company is going to require these items.
As both a licensed Realtor®
and licensed mortgage broker, I'm absolutely dedicated to helping you choose your best options. And, as always, contact me with your questions.